Insurance to protect you when you need it
UnumProvident's Critical Illness Recovery Plan policies can help you remain independent and can support you during the recovery period following
a sudden and catastrophic illness.This policies can provides you with benefits when you are diagnosed with one of the following conditions, or if an operation is required, under certain
circumstances, due to one of these conditions:
- Heart disease
- Paralysis
- Cancer
- Coma
- Blindness
- Deafness
- Stroke
- Loss of speech
- Multiple sclerosis
- Alzheimer's disease
- Parkinson's disease
- Serious burns
- Major organ transplant
- Kidney failure
- Occupational HIV infection
- Coronary by-pass
- Severe burns
- Motor Neurone Disease
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Would you be ready to face a critical illness?
Nowadays, in many circumstances, good news can also be bad news. Recovering from a catastrophic disease is good news. However, it may also give rise to sudden serious financial difficulties in the long run, due to the
unexpected expenses incurred during the recovery period and to the change of lifestyle.UnumProvident's Critical Illness Recovery Plan policy allows you to receive the full amount of coverage, even
if you recover fully. The benefit is not related to your ability to work. You may use the amounts paid at your discretion to facilitate your physical rehabilitation and
restore your financial balance, to preserve your lifestyle and provide you with the means for:
- Specialized medical treatment, private nursing care, child care;
- Accommodations to your home or car to tailor them to your specific needs;
- Paying mortgage loans, business loans or others;
- Treatment abroad or not covered by the government;
- Investments for the future;
- Preservation of independence.
To help maintain your independence
If you are between 18 and 65, UnumProvident's Critical Illness Recovery Plan policy may help you. Here is a brief overview of the main features of this product and of the
benefits offered:
- Policy guaranteed and non-cancellable up to 100 years
- Lump sum benefit of $10,000 to $1,000,000,000;
- In case of death from a cause other than a critical illness , refund of all premiums paid by you;
- The policy may be stand-alone or in addition to a disability insurance;
- Benefits may be paid as quickly as 30 days after receiving the statement of diagnosed insured critical illness or the date of the operation consecutive to this illness;
- Waiver of premiums after 90 days of total and permanent disability;
- No statement of income required.
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